Templates for your needs

Here are some great sites that provide free templates and layouts(=an already designed webpage), there are simple HTML templates, CSS templates, highly graphical ones even Flash templates:

http://www.free-css-templates.com
http://www.freecsstemplates.org
http://www.layouts4free.com
http://www.mycelly.com
http://www.vertextemplates.com
http://www.styleshout.com
http://www.oswd.org
http://www.osskins.com - cms and blog templates
http://www.oswt.co.uk
http://www.flashvillage.com

OpenOffice

If you've wanted to open, create or edit a Word/Powerpoint/Excel file and didn't have MS Office? If you do, OpenOffice, a free and open-source software allows you to do all those things and in my opinion - is much more comfortable to work with than Office.

you can get it here in over 90 languages:
OpenOffice Homepage